Exploring Central Bank Digital Currencies: Concepts, Frameworks, Models, and Challenges

Exploring Central Bank Digital Currencies: Concepts, Frameworks, Models, and Challenges

Pages: 300
DOI: 10.4018/979-8-3693-1882-9
ISBN13: 9798369318829|EISBN13: 9798369318836
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Description & Coverage
Description:

"Central Bank Digital Currencies (CBDCs): Exploring Concepts, Technological Frameworks, Adoption Challenges, Real-world Use-Cases, and Future Trajectories" is a comprehensive and insightful publication that navigates the dynamic evolution of digital currencies. Delving into the journey from the inception of Bitcoin to the emergence of Central Bank Digital Currencies (CBDCs), this book probes deep into the core concepts underpinning these digital monetary systems. It investigates the technological frameworks driving their existence, analyzes the intricate challenges faced in their adoption, and showcases real-world instances where these currencies are reshaping economic landscapes. Furthermore, the book ventures into the horizon of possibilities, illuminating the potential trajectories that CBDCs might chart in the ever-evolving world of finance.

Impact:

This publication stands to make a significant impact within the research community by offering a comprehensive exploration of the complex landscape of digital currencies. By delving into both the foundational aspects and cutting-edge advancements, the book will serve as a guiding light for researchers, academics, economists, and policymakers striving to understand the profound shifts occurring in the realm of finance. The in-depth analysis of adoption challenges and real-world use-cases will empower readers to assess the practical implications of CBDCs in the financial services and related sectors. This book's thoughtful exploration of future trajectories will stimulate thought-provoking discussions, steering the research community toward informed insights and strategies for navigating the evolving financial landscape.

Audience

This book caters to a diverse range of readers eager to unravel the intricate tapestry of digital currencies and CBDCs. Researchers, scholars, and industry practitioners keen on gaining a holistic understanding of the evolution of money and finance will find profound insights within its pages. Economists, policymakers, and regulators seeking to harness the benefits of CBDCs while managing potential risks will discover essential knowledge to inform their decisions. Fintech professionals, technology enthusiasts, and blockchain experts will benefit from the analysis of technological frameworks and their practical implications. Students exploring the intersection of finance and technology will find this book a valuable educational resource. In essence, this publication bridges the gap between theoretical concepts and practical applications, making it indispensable for anyone intrigued by the future of digital currencies and financial innovation.

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Editor/Author Biographies

Guneet Kaur is an accomplished professional with extensive experience in both industry and academia. As an editor at Cointelegraph, she is committed to empowering DeFi, crypto, and blockchain enthusiasts with great insights. Additionally, she has been actively involved in academia, co-editing books and authoring book chapters, published by IGI Global. She has also served as an assessor for blockchain courses by The Economist, and as head coach for blockchain and crypto-related courses by the Institute for Management Development. With a background in financial technology, corporate finance, and investment management, Guneet brings a unique perspective to the fields of blockchain and cryptocurrencies. She holds an MSc in Financial Technology (Fintech) and MBA in Finance & Marketing, as well as certifications in AML FinTech Compliance, Banking and Credit Analysis, and Capital Markets and Securities Analysis. Guneet's passion for education and professional development is evidenced by her involvement in multiple blockchain-related initiatives, as well as her work as a mentor and coach. She is a sought-after speaker and has presented at conferences and events worldwide.

Pooja Lekhi (Ph.D.) is a proficient professional with over nine years of experience in teaching and research within the business administration field, specializing in finance. She currently holds the positions of Vice Chair in the Department of Quantitative Studies and finance professor at University Canada West. Backed by a strong academic foundation and a comprehensive grasp of effective pedagogical and assessment methodologies, she adeptly communicates intricate technical and financial concepts with clarity. Her instructional responsibilities embrace both management and finance courses. She possesses a Ph.D. in business administration (finance) and a master's in business administration (finance) from Punjab Technical University in India. Her contributions numerous published research articles, magazine pieces, and book reviews. Moreover, she's frequently cited in various international media outlets, including Express.co.uk, capital.com, and currency.com. Her research interests span analyzing asset quality management practices in banks, evaluating banks' loan and investment portfolios, along with exploring cryptocurrencies and financial technologies.

Resourceful and dedicated professional with significant teaching experience producing powerful learning opportunities. As a researcher, I have presented several research papers in national and international conferences and seminars. Acquired 2 years of experience as a result driven and capable Business Development Manager working within the organizational core values and beliefs.

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